Zombie-Loan

Do you know when you are going to die? Michiru Kita does, as she has the ability to see a "ring of death" on the necks of those around her—and the darker the ring, the closer one is to death.

One day, she notices that two boys in her class, Chika Akatsuki and Shito Tachibana, have completely black rings. Seeking to warn them of their impending demise, she stumbles onto their secret: they are already dead, but are kept alive due to a contract with Zombie-Loan, a mysterious loan office. Of course, nothing comes without a price, as the boys must hunt down and kill zombies in order to pay off their debt. And once they learn about Michiru's "Shinigami Eyes," they drag her into their crazy world.

[Written by MAL Rewrite]

Akatsuki, Chika Main

Suzumura, Kenichi Japanese

Tachibana, Shito Main

Sakurai, Takahiro Japanese

Kita, Michiru Main

Kuwashima, Houko Japanese

Zarame Supporting

Kosugi, Juurouta Japanese

Yuuta Supporting

Saitou, Chiwa Japanese

Yoimachi, Koyomi Supporting

Ueda, Kana Japanese

Shiba, Reiichirou Supporting

Suwabe, Junichi Japanese

Lyca Supporting

Kakihara, Tetsuya Japanese

Bekkou Supporting

Morikawa, Toshiyuki Japanese

Asou, Sotetsu Supporting

Itou, Kentarou Japanese

Takahashi, Tomoko Producer

Motohashi, Hideyuki Producer, Chief Animation Director

Shimoji, Yukinao Producer

Sugiyama, Noboru Producer

Reviews

May 23, 2017

ShiroKuran3812

Recommended

First up I wish to let everyone know there isn't just 12 episodes of this anime, there is technically more than 12 Episodes. There is actually 13 episodes. Proof of this is found on this website if you wish to confirm it for yourselves: http://kissanime.ru/Anime/Zombie-Loan please copy and paste and look at the information on the site (sorry to the writers of the summary of the series but maybe have a look at it too and or check your resource material. I just want to make sure everyone is receiving the correct information is all)

Story: 8

For a anime with 13 episodes it is quite a ... weird anime right from the word go. Girl has the ability to see who is going to die and see rings around their necks, before long she comes across the zombie guys who have a contract with a guy who is the caretaker and someone who guides people to the other realm be it heaven or hell. Overall the story isn't what made me curious or interested in this anime, but rather the characters.

Art: 7

It is pretty average in most circumstances, why do I say this is well for a anime released in 2007, I would have thought that it would have looked a little better. As art can often set the tone of a anime. Overall they at least did their best and in a way I like the feel the art style gives off to help make us all understand where and when this anime is set in. It also helps us understand that most of the events seem to happen after dark.

Sound: 5

For a anime released in 2007, the voices a clear and easy to understand what is said. It could however have used a Original Soundtrack of it's own to help give viewers a clear understanding as to how each character feels. Otherwise the opening just seems like a scream band of sorts and the words are hard to understand as to what is being sung.

Character: 8

As I was watching the anime I noticed that gradually we get to see a different side to each of the characters that we didn't see originally when the anime first started or when we started to watch it. And whilst Kita starts of as a obedient, well behaved average school girl who can see the rings around people's necks which are a sign that they are going to die. She starts off afraid of it but over a period of time she seems to gradually accept that it is apart of her and wo she is. Overall I liked that about her, cause it isn't often that a anime character starts off as somewhat of a weak personality. As of yet I haven't found any characters that I disliked or hated, be it their personality or not.

Enjoyment: 6

Right now I am up to episode 10 out of 13. Normally once I start a anime I will watch it to the very end cause I want to know if they achieve their goals or what they set out to do. But as I stated in the character section of my review, I honestly can't say I am finding it hard to follow or even anything that I honestly dislike as of yet. But it is defiantly interesting enough to make me want to sit down and watch it from start to finish.

Overall: 8

Look this anime has it's flaws much the same as a few others and sure there could be things they could fix to make more and more people watch this and become hooked on it but overall really can't pick out what I dislike or like exactly as of yet. But it is a different storyline in comparrasson to a few others to do with the dead or even spirits such as the anime xxXHolicXxx, but it is a anime that is worth seeing. After all you might like it. I think it really will depend on the individual as to if they would like it for sure. But do give it a go for yourself.

Reviewer’s Rating: 8

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Oct 29, 2023

Patrxaa

Mixed Feelings

Zombie Loan is one anime that made me question if it is better for a manga to have a bad anime adaption or just better not have an adaption at all because seriously, the Zombie Loan anime is not really good if we are being honest.

However I wouldn't call this anime bad because of the story. The story is really good, it's not just your everyday "We need to kill Zombies to survive" - series, it's way deeper than that (The main characters still kill Zombies in order to survive but it's different lol). The idea of how everything works in Zombie Loan with Zombies, ... why they exist, etc. is pretty refreshing and I've never came across anything similar so far. That's why I was pretty sad when I found out that the anime isn't complete.

I also wouldn't call this anime bad because of how it adapted the manga. I may have not read the manga but I was able to follow through the anime very nicely and the pacing was really really good. Apart from 2 episodes I can't remember any filler episodes so I like to think that the adaption was pretty well done even if I haven't read the manga myself.

Furthermore I also don't call this anime bad because of it's characters, though they are pretty basic. Nothing special to say here really except for that Michiru can be a bit annoying as she an absolute people pleaser to an extreme extend that she can get on your nerves for apologizing for the 100th time at some point.

I call this anime "bad" because it's clearly had issues with budget. Bland backgrounds, partially too simple / boring animation in an anime that partially focusses on fights with zombies / action and I also feel that the art style is something to get used to. It's just not pleasant to look at.

But I am still glad I found and watched this anime because I would have never ever started to read the manga just like that. And thats why (to answer my question from the start) I am happy that this anime exists. The manga is probably way better but without this adaption I would've never considered reading the manga. Well I do now.

To conclude, I would recommend you to read the manga or start watching the anime and then read the rest of the story. All I can give you is a warning that this anime is not completed.

Reviewer’s Rating: 6

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Sep 13, 2024

SgtSalamander

Not Recommended

Zombie-Loan is an anime with good bones but bad execution, ending up as nothing more than an idea that failed to live up to its potential, an unremarkable thing that could have been interesting, but ends up feeling cheap and amateurish instead. The story is interesting at its core, following people who have temporarily escaped death via taking out a kind of life extension loan, paying back their debt through some sort of service, often hunting down other so-called "zombies" who crop up outside of this arrangement. A girl who can identify how close people are to death gets accidentally ... caught up in their world, and uses her powers to help two such people, Chika and Shito. You'd think this would be the start of a fun, episodic story, where they solve various cases and hunt down zombies in an interesting and unique way each time, but that doesn't really happen. The show charges ahead on its haphazardly constructed main storyline, introducing random new characters with big fanfare only to kill them off or even forget about them completely, and contrives big dramatic story moments nearly every episode, which gets extremely tired extremely quick. The writing is also garbage, with stiff and unnatural exposition at every possible moment, reminding the viewer of lore concepts and the relationships between different characters by way of direct and clumsy verbal communication, even when the concept has already been recently explained, and even when everybody in the room should know and understand who a character is, e.g. "Oh, hey! You're my stepbrother who mysteriously disappeared! You are important to me." or "Greetings! My name is John Smith, 3rd year dropout from Protagonist High! It's good to see you guys again, have a good weekend?". Positively inane. On top of that, the show keeps up this bizarre habit of switching from one overarching big bad to another, leaving all of these supposedly vast conspiracies feeling contrived and cooked up at the last possible moment to keep the viewer's interest. As it progresses, throwing out what are supposed to be huge reveals like they're nothing, the things that happen make less and less sense as to why they're happening at all, which makes the experience just that much more boring.

The art isn't necessarily very strong, but it does have some solid points that nonetheless make it the strongest aspect of Zombie-Loan. The reason I started watching it at all is because I saw a still screenshot of some of the characters, and it looked like a visually engaging, stylized anime that was worth my time. The art direction itself is actually rather good, with a punchy, almost punk aesthetic, and excellent character designs that stand out on their own in every context, and grab your attention right off the bat, their appearance flawlessly communicating a ton of important information about them, as well as capturing that inimitable 2000s edge, complete with belts, crosses, and superfluous bandages. Where it falls short, however, is the animation. While Zombie-Loan looks good in a screenshot, it doesn't look good in motion, at all. There are tons of obvious shortcuts, with random CG background patterns, animation tricks where a character is just moved on top of the background instead of actually animated, and stuttery, sparse examples of common motion, like running or walking.

The sound is fine, meeting all basic standards of quality for the time, and beyond a somewhat catchy soundtrack is generally unremarkable.

The characters are fine, once again meeting all basic standards of quality, with Chika and Shito even falling behind a bit in this regard, feeling like characters straight out of a poorly written fanfiction. Of them, the best are Yuuta and Zarame, two supporting characters that stood out for very different reasons. Yuuta feels genuinely funny and like she's this refreshing break from the other character's constant melodrama, and Zarame makes the cut just because his design is the coolest out of any character in the whole show, namely when he is complete and not missing his "core" as they say in the anime. Overall, Zombie-Loan is an anime that could have been good but wasn't. The core set of ideas was interesting, and so was the art direction, but nowhere did the production team behind this anime think to really capitalize on those strengths. Zombie-Loan just feels like something they wanted to get off their plate and be done with, and as such I can't in good faith recommend this to anyone.

Reviewer’s Rating: 5

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