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No problem man.
I enjoy talking about technology/biology/science etc. except for my interest in anime.
Tell me a bit about yourself?

Thanks for the friend invite. :)

There are actual computer shops that would be willing to assemble a computer for you for as little as $10-20.
I myself am not from Florida , however I'm sure if you ask around a bit someone will be able to help you.
I googled "florida computer shops" and got quite a few results , so you could try that.

My honest opinion to you is to avoid the first and potentially second iteration of Virtual Reality devices like Oculus Rift and HTC Vive.
The first wave of Virtual Reality devices is going to suck for the price you will pay , and the support as well as games won't be there.
You will spend $600 on a Virtual Reality device that won't even have a large amount of games that can use them initially as well as bad design choices initially.
It's going to be similar to smart watches.
The first two iterations of them will suck , but after they have figured out the problems and fixed them with feedback from the users they will perfect it into a better device.
I have already heard of complaints about comfort as well as the weight of the virtual reality devices being too much and getting uncomfortable after an hour of gaming.
By that time the hardware requirements for Virtual Reality will be much cheaper and more accessible as well.
The third party hardware such as Virtual Reality gloves (That you can put on your hands to control individual fingers) as well as a other hardware is coming out within the next year or two , and things like that will greatly improve your VR experience.

I want to remind you that the specs I gave you is the "recommended" specs.
They are the minimum recommended specs that will just prevent your frames per second dipping below 60 to prevent you from getting sick while playing.
It is very possible that the games themselves won't even run well on those requirements that Oculus and Valve said.

So my honest opinion is.
Wait 2-3 years for Virtual Reality to grow , and then invest in it instead of buying into it now , and being disappointed.
On a plus note , by that time DDR4 motherboards and cpu's will be much cheaper (Within a few months already) , so I would wait until then to buy a PC if I were you , because you could potentially get something quite a lot better for around the same price that I recommended to you , and it also gives you more time to save money.

It's basically the same rig I send you plus another $130 for a better graphics card.
Then you will meet the recommended requirements , so it's not that far off to be honest.

You basically need a Core i5 with 8 gigs of ram and a GTX 970.
It's mainly the graphics card that will have to be good to run virtual reality.
PS4 is also apparently going to release Virtual Reality , however I know it's going to fail hard because the consoles aren't powerful enough to run VR (Basically twice as performance intense because it runs two separate screens next to each other instead of just one).